Money Advice School Holidays on a Budget

School holidays are all about fun, family, and making memories—but let’s be honest, keeping the little ones entertained day after day is no small feat! Between days out, endless snacks, and the constant need for activities, the costs can quickly add up. But don’t worry—we’ve got your back. You don’t need to spend a fortune to keep your sanity (and your kids happy) when school’s out. We’ve rounded up some creative, low-cost ideas to help you make the most of the holidays—without breaking the bank.

At-Home Adventures

You really don’t have to go far or spend a fortune to have fun! With a little imagination, home can be a hub of holiday fun and excitement:

  • DIY Crafts – Let’s face it, give a child a cardboard box and they’ll turn it into a spaceship, a castle and a time machine – all before lunch! You can also use recycled materials and inexpensive supplies to create themed crafts; we’re thinking paper plates, homemade cards and painted rocks.
  • Home Cinema Experience – Close the curtains, make popcorn and stream a family favourite. Let the kids design tickets and posters, as well as acting out the ads for the full effect!
  • Back Garden Camping – Enjoy the great outdoors with the comfort and convenience of a near by toilet! Pitch a tent, tell stories and toast marshmallows over a BBQ or fire pit – safely, of course!

Free and Low-Cost Days Out

When you need a change of scene and a break from your four walls, there’s plenty of fun to be had beyond your front door – without breaking the bank!

  • Parks and Nature Reserves – Why not pack a picnic and head out for a walk, bike ride or bug hunt? You could print a list of local wildlife and see how many the kids can check off the list.
  • Museums and Galleries – Many offer free entry and special family-friendly events during the school holidays. Money-Saving Expert, Martin Lewis, has the low down on Free UK Museums and Galleries. You can sort them by region too which is pretty handy!
  • Library Activities – Libraries often host free events during the school holidays including reading challenges, craft sessions and story-telling events
  • Heritage Trails and Scavenger Hunts - Create your own or download free printable ones online to explore your local area in a new way.

Creative and Educational Fun

Learning isn’t just for school! You can keep young minds active with activities that are both fun and educational:

  • Simple Science Activities – Make a volcano, grow crystals or create a baking soda rocket using household items.
  • Start a Vegetable Patch – Gardening is a fantastic way to keep kids busy and engaged whilst teaching them about nature – as well as growing your own snacks! No garden? No problem! Use pots, window boxes, a balcony or windowsill. Keep the kids busy with decorating pots, naming plants and keeping a “growth journal”. You could also have friendly competitions for who can grow the biggest plant!
  • Build a Time Capsule – Fill it with drawings, letters and small keepsakes to open in the future.
  • Free Online Resources – Use platforms like YouTube, BBC Bitesize and educational apps to keep the kids engaged.

Budget Friendly Treats

Every budget needs and deserves a treat or two! Here’s a few that still won’t derail your budgeting:

  • Kids Eat Free Deals - Lots of restaurants offer free meals for kids during school holidays.
  • Discounted / Free Cinema Tickets – Look out for early morning showings and free tickets through UK banks, insurance providers and reward programmes.
  • Use Loyalty Points or Vouchers – Redeem supermarket or credit card points for days out, meals and entertainment.
  • Ice Cream Walks – A simple walk with a promise of an ice cream treat can help keep boredom at bay!

Money-Saving Tips for Parents

Being a parent is an expensive business but these money saving tips might help to keep your budget on track:

  • Make A Plan – Planning out the school holidays will help keep control of your budget and prevent you from making last-minute and often expensive decisions
  • Give The Kids a Daily / Weekly Budget – Allocate them a small allowance so that they can manage their own spending. This is a great way to teach kids about budgeting and develop their money skills.
  • Use Local Community Groups - Facebook groups, noticeboard and apps like Nextdoor often list free events, giveaways or second-hand items.