Stop tracking. Start planning!

Budget Pro is a planning-first budgeting app for people who want control before they spend, not after.

Most budgeting tools show you what you’ve already spent. Budget Pro shows you what’s coming next — and lets you change it before it happens.

Plan recurring costs, forecast future balances and see how today’s decisions affect your finances months ahead. No guesswork. No surprises.

Start your 30-day free trial.

One payment. No subscriptions.
Budget Pro is £29.99 for lifetime access.

Plan how money actually moves: Set schedules that reflect real life — monthly, four-weekly, irregular or seasonal.
See the full picture: Track income, expenses, transfers and savings so your projections match reality.
Look months ahead: View multiple months at once and understand how today’s decisions affect your future balance.
Test different scenarios: Run multiple budgets and see how changes play out before they happen.
Plan your savings clearly: Set targets and see when you’ll reach them — and what it means for your cash flow.
Adjust your plan quickly: Make broad changes in seconds when life shifts.

Budgeting Basics

Everything you need to know about budgeting

Think budgeting is difficult and complicated? Want to know how to explain budgeting to kids? Here’s everything you need to know…

Budgeting Myths and Misconceptions

There are many misconceptions around what budgeting is and what it involves. Many people view budgeting as negative and restrictive, hence never giving it a fair shot. Here our team bust some of the myths which surround budgeting and hope to allow you to see the process in a whole new light!

Learn more

Good Money Habits

There are loads of good money habits which you should adopt to help ensure that your money is safe and that you have a healthy bank balance. Here we look at some good money habits that can help set you up for a financially secure future.

Learn more

Budgeting for Kids

Budgeting is a skill that is best learned as early as possible so that children learn good money habits. Teaching your kids how to budget is one of the best things you can do to set them up for a financially secure future. Whatever age your kids are, there’s loads of things you can do now to start teaching them the importance of budgeting and why they should budget.

Learn more

Spreadsheet, Budget or Budget Pro

How Budget Pro compares

Plenty of people plan their money in a spreadsheet, or in our free Budget app. Here is what changes when you move up to Budget Pro. Every row is something the app does today — nothing here is a promise for later. Already using Budget? Budget Pro imports it in a couple of clicks.

Plan ahead

Rolling view of the months ahead

Spreadsheet: Build it yourself
Budget: 3 months
Budget Pro: 3 or 6 months

Projections that update the moment you change something

Spreadsheet: Manual formulas
Budget: Not included
Budget Pro: Every account, plus a combined view

Projected balance for each month ahead

Spreadsheet: Manual
Budget: Not included
Budget Pro: Included

Separate budgets

Spreadsheet: One file each
Budget: 1
Budget Pro: Up to 3

Accounts per budget

Spreadsheet: Unlimited
Budget: 3
Budget Pro: Unlimited

Budget items per budget

Spreadsheet: Unlimited
Budget: 100
Budget Pro: Unlimited

Model real life

Types of money movement

Spreadsheet: Whatever you build
Budget: Income, expense, savings
Budget Pro: Income, expense, savings, transfers

Repeat frequencies

Spreadsheet: Manual
Budget: Monthly, annually, one-off
Budget Pro: Monthly, four-weekly, annually, one-off

Skip chosen months (e.g. no council tax in February)

Spreadsheet: Manual
Budget: Monthly items
Budget Pro: Included

Override an amount for a single month

Spreadsheet: Manual
Budget: Amount only
Budget Pro: Amount, with one-click reset

Savings targets and goal calculator

Spreadsheet: Manual
Budget: Not included
Budget Pro: Target date and the monthly amount to reach it

Keep it accurate

Mark items paid as the month unfolds

Spreadsheet: Manual
Budget: Included
Budget Pro: Yes, plus auto-marking for past months

Update many items at once

Spreadsheet: Manual
Budget: Not included
Budget Pro: Mark paid, enable or disable in bulk

Retire an item without losing its history

Spreadsheet: Delete the row
Budget: Disable only
Budget Pro: Disable, end, or delete and restore

Full change history for every item

Spreadsheet: Not included
Budget: Not included
Budget Pro: Who changed what, and when

Duplicate an item

Spreadsheet: Copy and paste
Budget: Not included
Budget Pro: Included

Filter the item list

Spreadsheet: Included
Budget: Client-side
Budget Pro: By account and by text

Make it yours

Currencies

Spreadsheet: Any
Budget: 7 supported
Budget Pro: 7 supported, one per budget

Colour-code accounts

Spreadsheet: Manual
Budget: Not included
Budget Pro: Included

Timezone and date formats

Spreadsheet: Your device
Budget: Not included
Budget Pro: 11 date formats, plus timezone

Tune the spend and income bars

Spreadsheet: Not included
Budget: Not included
Budget Pro: Included

Import an existing budget

Spreadsheet: Not included
Budget: Not included
Budget Pro: From the free Budget app

Cost and ownership

Price

Spreadsheet: Varies
Budget: Free forever
Budget Pro: £29.99 once, no subscription

Open platform

Spreadsheet: Your file
Budget: Open source (MIT)
Budget Pro: Runs on the open Costs to Expect API

Free trial

Spreadsheet: Not included
Budget: Not included
Budget Pro: 30 days, no card needed

Spreadsheet, Budget and Budget Pro compared
Plan ahead			Plan ahead
	Spreadsheet	Budget	Budget Pro £29.99 once · 30-day trial
Rolling view of the months ahead	Build it yourself	3 months	3 or 6 months
Projections that update the moment you change something	Manual formulas	Not included	Every account, plus a combined view
Projected balance for each month ahead	Manual	Not included	Included
Separate budgets	One file each	1	Up to 3
Accounts per budget	Unlimited	3	Unlimited
Budget items per budget	Unlimited	100	Unlimited
Model real life			Model real life
Types of money movement	Whatever you build	Income, expense, savings	Income, expense, savings, transfers
Repeat frequencies	Manual	Monthly, annually, one-off	Monthly, four-weekly, annually, one-off
Skip chosen months (e.g. no council tax in February)	Manual	Monthly items	Included
Override an amount for a single month	Manual	Amount only	Amount, with one-click reset
Savings targets and goal calculator	Manual	Not included	Target date and the monthly amount to reach it
Keep it accurate			Keep it accurate
Mark items paid as the month unfolds	Manual	Included	Yes, plus auto-marking for past months
Update many items at once	Manual	Not included	Mark paid, enable or disable in bulk
Retire an item without losing its history	Delete the row	Disable only	Disable, end, or delete and restore
Full change history for every item	Not included	Not included	Who changed what, and when
Duplicate an item	Copy and paste	Not included	Included
Filter the item list	Included	Client-side	By account and by text
Make it yours			Make it yours
Currencies	Any	7 supported	7 supported, one per budget
Colour-code accounts	Manual	Not included	Included
Timezone and date formats	Your device	Not included	11 date formats, plus timezone
Tune the spend and income bars	Not included	Not included	Included
Import an existing budget	Not included	Not included	From the free Budget app
Cost and ownership			Cost and ownership
Price	Varies	Free forever	£29.99 once, no subscription
Open platform	Your file	Open source (MIT)	Runs on the open Costs to Expect API
Free trial	Not included	Not included	30 days, no card needed
			Register (30 day trial)

Budget Pro

Stop tracking. Start planning!

Budgeting

Budgeting Basics

Pricing

Spreadsheet, Budget or Budget Pro

Plan ahead

Model real life

Keep it accurate

Make it yours

Cost and ownership